More than half of the country's territory represents agricultural land: biological farming, meat and meat products, milk and diary products, natural sweeteners (honey), fish, wines of the top-most quality, spices (»fruits of the forest«, medicinal herbs).

Due to the cost-reduction, sea traffic is closely connected to the railway traffic.

In general, the code of business conduct is similar in Montenegro to that in the rest of Europe and the USA. A handshake at the beginning and end of a meeting is the accepted custom. Care should be taken to shake the hand of everyone present at the meeting. In the presence of a woman, her hand should be shaken before shaking hands with men.

The accepted form of dress for a business meeting in Montenegro is a formal suit for men and women are recommended to dress fashionably but not loudly.

It is very important at a business meeting, to indicate your colleague's title first and then his surname. Use of first names is intended only for private meetings, after a personal relationship has been established.

If you are invited to your colleague's home in Montenegro, it is customary to bring a small gift, such as a selected wine, a box of chocolates, etc.

Most business people in Montenegro have a good command of English.

Because of the ethnic tension that exists in Montenegro, it is advisable to follow the media.

You are recommended to avoid making business appointments for the months of July and August as well as around the dates of national holidays in Montenegro.

Montenegro gained its independence already in 1360; the land was then called Zeta. In later years it successfully raised numerous rebellions against the Ottoman Empire.

After the World War I the Montenegro Kingdom was merged with Serbia, and soon after that with other Southern Slavs, who were previously ruled by Austro-Hungarians. They formed the Kingdom of Yugoslavia and later a united Yugoslav state.

On June 3, 2006, the Parliament of Montenegro declared the independence of Montenegro, which ended the Union of Serbia and Montenegro, the last remainder of the Republic of Yugoslavia. By the Constitution, Serbia took over all memberships in the International organizations.

Monday - Friday: 9.00am – 7.00pm.

Saturday: 8.00am – 3.00pm.

Sunday: In summer period some smaller banks are open also on Sundays.

Monday - Friday: 9.00am – 7.00pm.

Saturday: 8.00am - 3.00pm.

Legally permitted opening hours:

Monday - Friday: 8.00am – 7.00pm.

Saturday: 8.00am – 3.00pm.